“The rich and the poor truly are from different realms: one has adapted to become an expert in material forfeit; the other has forfeited all they are to material, and thus is enslaved, by it.” – Justin K. McFarlane Beau.
We are the bubble that will burst soon from material enslaving and obsession with show offs. We perceive ourselves rich while in reality, we are heavily indebted humans. Not only have we shattered what is considered good but also auctioned the patience and virtual of becoming successful gradually. We are using shortcuts and loans to smell successful. We are borrowing way too much to look trendy and urbanite, naively passing the buck to our sons and daughters and their offspring. We are the people that believe in only living once by unfortunately have our priorities misplaced and swapped with the expectations of our peers. We live for the expectations of our families, family friends and for the status. We choose what to buy (not invest) to feed the imagination we have of what others expect of us. In other words; we have no time to hold candid and honest discussions with ourselves. We live for others. We live for approvals. Sadly!
You see, many of us have been lying to ourselves that we are wealthy and successful going by the lifestyle we brag of. But how are you rich, if your liabilities exceed what is rightfully yours? And what’s yours shouldn’t be necessarily what you inherited from your family. By the way, there is nothing wrong with taking bank loans, but there is something very wrong when that money is used for things which won’t matter two years from now. The thing is, we are borrowing not to invest but to finance our lifestyles. Since nobody will notice your sagging indebtedness apart from perhaps your bank, you will sink in deep s*** towing this demeanor like you own half the world and pulling no stops in social media streets selling your imaginary smooth life for all to envy. For how long? Remember, perceived friends can be a pain in the a** especially when you go broke or rather; when they stumble on the truth.
You and I should refuse to be put under any pressure by family and friends. We should vow not to care whether they approve us or not. It won’t matter because, what they seem to do is show no respect to our priorities, anyway! Look at it this way; do you go out every Friday because you have the urge to do so or to making us aware of your high end friends and fancy places where your boys and yourself, go to unwind. Do you get worried when your kids school in schools that do not meet the expectations of your friends or your occupational status? Or is it about the complexion of the girl you date? Or the engine cc of the car that you drive? Or the estate you dwell in? Or your profession? Or where you go for salon? Or is it about your not so 1 billion worth church which haven’t qualified to have church mums and dads? Dear reader; please cut the slack and start living. Drop the baggage and the blurring euphoria. Learn to choose friends, breathe life to your goals and passions, follow the basics in life and develop a relationship with money.
Speaking of money;
Many of us have been caught in the neck of woods of drowning in debt and the addiction of credit cards purely for approval. Come to think of it this way; why would one spend a staggering sh.5 million to hold a wedding that does not last a year? Practically, it means this couple rushed out, assumed much and got deluded by societal approvals. To others it’s all about the looks and the pocket size. Why? Because your family and friends put that as a top priority! Since the poor you would never contemplate shaming them, you marry looks and a bank account only to realise later your dissimilarities and approach of life are too overwhelming. Funny enough, you don’t quit but soldier own to pay the price of approval. And when push comes to shove, your hands and legs get chopped off!
There is a trap in the name of a bubble that we all fighting to be associated with. The middle class syndrome. We are grappling with all in our possessions, creating innuendos and perceptions in the streets of social media that we duly belong to this class of society. We are using financial shortcuts and bribing ourselves to this envied life. From our pricey phones to fancy apartments to where we go for shopping – we are borrowing to enjoy this life. But what’s in it. Only one thing stands out; The feel good effect. I like to call it, The Nairobi effect. By the way, to you Nairobians that seem not to speak the local dialect even when you visit up country; we are aware of which side of Nairobi you reside in. With all fairness, your up country is cleaner than where you live, so cut the slack. The tendency to pretend your heritage and background is not from the village is not only farfetched but pure disgust.
Dear imaginary middle class, I know you believe in faking it till you make it. While at it, don’t make it up with mortgages that seem to trounce your very existence. Please don’t fake it if you still owe HELB some money. Cut the slack too if you have been blacklisted by Mshwari and or have defaulted numerous bank loans. Spare us if you reside in a grabbed piece of land that houses your bungalow, financed by embezzled funds. The middle class bubble is very seductive but when a time comes for hard facts to spill; it will expose your annoying under belly. Your offspring will have it tough footing your lifestyle baggage that did little to make the life any better. Do you wish to die of curses or of Approvals? What’s in your bucket list? What’s keeps you awake you in the night? Is it your dreams or the expectations of others? Do you ever think of yourself or all you do is feed other people’s expectations?
Do your math!!